What's Covered
Personal property coverage for your belongings
Liability protection
Additional living expenses if you're displaced
Medical payments coverage for guests
Coverage for belongings away from home (e.g., in your car)
Identity theft restoration coverage available
Common Questions
How much does renters insurance cost?
Renters insurance is very affordable — often less than $20 per month. The exact cost depends on your location, coverage amount, and deductible.
Does my landlord's insurance cover my belongings?
No. Your landlord's policy covers the building structure, not your personal property. Renters insurance is the only way to protect your belongings.
What does renters insurance cover?
It covers your personal belongings against theft, fire, vandalism, and certain weather events. It also provides liability protection if someone is injured in your rental.