What's Covered
Motorcycle insurance
Boat and watercraft insurance
RV and motorhome insurance
Condo insurance (HO-6)
Landlord / rental property insurance
Flood insurance
Identity theft protection
Valuable items coverage (jewelry, art, collectibles)
Common Questions
Do I need separate insurance for my motorcycle?
Yes. Your auto policy does not cover motorcycles. Motorcycle insurance provides liability, collision, comprehensive, and uninsured motorist coverage specific to your bike.
Is flood insurance required in Texas?
If your property is in a FEMA-designated flood zone and you have a federally backed mortgage, flood insurance is required. Even outside flood zones, it's often a smart investment given Texas weather.
What does condo insurance cover?
Condo insurance (HO-6) covers your personal property, interior walls and fixtures, liability, and loss assessments from your condo association.