Business Insurance

From small shops to growing enterprises, business insurance shields you from the unexpected. We offer general liability, commercial property, workers' compensation, and business owner's policies tailored to your industry.

What's Covered

General liability insurance
Commercial property coverage
Business owner's policy (BOP)
Workers' compensation
Commercial auto insurance
Professional liability (E&O)
Cyber liability coverage
Business interruption insurance

Common Questions

What is a Business Owner's Policy (BOP)?

A BOP bundles general liability and commercial property coverage into one policy, often at a lower cost than buying them separately. It's ideal for small to mid-sized businesses.

Do I need workers' compensation insurance in Texas?

Texas doesn't require most private employers to carry workers' comp, but it's highly recommended. Without it, you may be liable for employee injury costs out of pocket.

What does general liability insurance cover?

It covers third-party bodily injury, property damage, and advertising injury claims made against your business.

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Ready to get business coverage?

Get a personalized quote from Beth Coleman — your local Allstate agent.